New Year, new credit card

by James Noon As the coldest January for years starts to bite and the credit crunch is still in full swing, the financial forecast is pretty frosty for ordinary consumers. But a New Year can mean a new chance to take control and manage your money to your benefit, and taking advantage of credit card balance transfers could be one way to warm up your finances. Tempting 0% offers on credit cards have been noticeable by their absence this year as credit card companies tighten their belts in antici

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